Valli Isabelle

Ira Contribution Limits 2024 Married Filing Separately. *married (filing separately) can use the limits for single individuals if they have not lived with their spouse in the past year. If you file taxes as a single person, your modified adjusted gross income (magi) must be under $153,000 for tax year 2023 and $161,000 for tax year 2024 to contribute to a roth ira, and if you’re married and filing jointly, your magi.

For 2023, the limit is $6,500. I was married midway through 2023.